Credit Acceptance is a finance company that specializes in providing automobile financing solutions for consumers who may have limited access to traditional credit options. The company partners with auto dealers to offer car loan programs that allow customers to purchase vehicles even if they possess subprime credit scores. By facilitating these financing options, Credit Acceptance aims to broaden opportunities for individuals seeking to successfully purchase and finance vehicles, while also enabling auto dealerships to expand their sales to a wider customer base. The organization employs innovative risk assessment tools to assess creditworthiness and manage loan portfolios effectively.