Recent Articles from StockStory

Financial services company Bread Financial (NYSE:BFH) reported Q4 CY2025 results topping the market’s revenue expectations, with sales up 5.3% year on year to $975 million. Its non-GAAP profit of $2.07 per share was significantly above analysts’ consensus estimates.

Texas-based financial institution Cullen/Frost Bankers (NYSE:CFR) met Wall Streets revenue expectations in Q4 CY2025, with sales up 8.3% year on year to $580.9 million. Its GAAP profit of $2.56 per share was 3.8% above analysts’ consensus estimates.

Regional banking company UMB Financial (NASDAQ:UMBF) reported Q4 CY2025 results exceeding the market’s revenue expectations, with sales up 66% year on year to $720.9 million. Its non-GAAP profit of $3.08 per share was 13.9% above analysts’ consensus estimates.

Construction equipment company Caterpillar (NYSE:CAT) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 18% year on year to $19.13 billion. Its non-GAAP profit of $5.16 per share was 9.5% above analysts’ consensus estimates.

Freight transportation company Norfolk Southern (NYSE:NSC) fell short of the markets revenue expectations in Q4 CY2025, with sales falling 1.7% year on year to $2.97 billion. Its GAAP profit of $2.87 per share was 3.4% above analysts’ consensus estimates.

Global payments technology company Mastercard (NYSE:MA) met Wall Streets revenue expectations in Q4 CY2025, with sales up 17.6% year on year to $8.81 billion. Its non-GAAP profit of $4.76 per share was 12.3% above analysts’ consensus estimates.

Security and Aerospace company Lockheed Martin (NYSE:LMT) reported revenue ahead of Wall Streets expectations in Q4 CY2025, with sales up 9.1% year on year to $20.32 billion. The company’s full-year revenue guidance of $78.75 billion at the midpoint came in 1.2% above analysts’ estimates. Its GAAP profit of $5.80 per share was 0.9% above analysts’ consensus estimates.

Workforce solutions provider ManpowerGroup (NYSE:MAN) beat Wall Street’s revenue expectations in Q4 CY2025, with sales up 7.1% year on year to $4.71 billion. Its GAAP profit of $0.64 per share was 22.2% below analysts’ consensus estimates.

Industrial machinery company Parker-Hannifin (NYSE:PH) announced better-than-expected revenue in Q4 CY2025, with sales up 9.1% year on year to $5.17 billion. Its non-GAAP profit of $7.65 per share was 6.8% above analysts’ consensus estimates.

Alternative investment manager Blackstone (NYSE:BX) reported revenue ahead of Wall Streets expectations in Q4 CY2025, with sales up 4.3% year on year to $4.36 billion. Its GAAP profit of $1.30 per share was 15.8% below analysts’ consensus estimates.

Paint and coating manufacturer Sherwin-Williams (NYSE:SHW) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 5.6% year on year to $5.60 billion. Its non-GAAP profit of $2.23 per share was 3.1% above analysts’ consensus estimates.

Regional banking company Valley National Bancorp (NASDAQ:VLY) announced better-than-expected revenue in Q4 CY2025, with sales up 12% year on year to $541.2 million. Its non-GAAP profit of $0.31 per share was 7.1% above analysts’ consensus estimates.

Telecommunications and media company Comcast (NASDAQ:CMCSA) met Wall Streets revenue expectations in Q4 CY2025, with sales up 1.2% year on year to $32.31 billion. Its non-GAAP profit of $0.84 per share was 10.8% above analysts’ consensus estimates.

Specialty vehicles contractor Oshkosh (NYSE:OSK) reported Q4 CY2025 results exceeding the market’s revenue expectations, with sales up 2.5% year on year to $2.69 billion. The company’s full-year revenue guidance of $11 billion at the midpoint came in 0.7% above analysts’ estimates. Its non-GAAP profit of $2.26 per share was 2.2% below analysts’ consensus estimates.

Marine transportation service company Kirby (NYSE:KEX) missed Wall Street’s revenue expectations in Q4 CY2025, but sales rose 6.2% year on year to $851.8 million. Its GAAP profit of $1.68 per share was 3.4% above analysts’ consensus estimates.

Tobacco company Altria (NYSE:MO) reported Q4 CY2025 results exceeding the market’s revenue expectations, with sales up 14.5% year on year to $5.85 billion. Its non-GAAP profit of $1.30 per share was 1.3% below analysts’ consensus estimates.

Manufacturing company Dover (NYSE:DOV) announced better-than-expected revenue in Q4 CY2025, with sales up 8.8% year on year to $2.10 billion. Its non-GAAP profit of $2.51 per share was 1% above analysts’ consensus estimates.

Global exchange operator Nasdaq (NASDAQ:NDAQ) beat Wall Street’s revenue expectations in Q4 CY2025, with sales up 69.5% year on year to $2.08 billion. Its non-GAAP profit of $0.96 per share was 4.8% above analysts’ consensus estimates.

Chip designer Allegro MicroSystems (NASDAQ:ALGM) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 28.9% year on year to $229.2 million. Guidance for next quarter’s revenue was optimistic at $235 million at the midpoint, 2.7% above analysts’ estimates. Its GAAP profit of $0.04 per share was $0.01 below analysts’ consensus estimates.

Boat and marine products retailer OneWater Marine (NASDAQ:ONEW) met Wall Streets revenue expectations in Q4 CY2025, with sales up 1.3% year on year to $380.6 million. The company’s outlook for the full year was close to analysts’ estimates with revenue guided to $1.88 billion at the midpoint. Its non-GAAP loss of $0.04 per share was 93% above analysts’ consensus estimates.

Check out the companies making headlines yesterday:

Packaging and materials company International Paper (NYSE:IP) beat Wall Street’s revenue expectations in Q4 CY2025, with sales up 31.1% year on year to $6.01 billion. Its non-GAAP loss of $0.08 per share was significantly below analysts’ consensus estimates.

Rural goods retailer Tractor Supply (NASDAQ:TSCO) missed Wall Street’s revenue expectations in Q4 CY2025 as sales rose 3.3% year on year to $3.90 billion. Its GAAP profit of $0.43 per share was 7.2% below analysts’ consensus estimates.

Water heating and treatment solutions company A.O. Smith (NYSE:AOS) missed Wall Street’s revenue expectations in Q4 CY2025, with sales flat year on year at $912.5 million. The company’s full-year revenue guidance of $3.96 billion at the midpoint came in 1.3% below analysts’ estimates. Its GAAP profit of $0.90 per share was 6.4% above analysts’ consensus estimates.

Boat and marine products retailer MarineMax (NYSE:HZO) reported Q4 CY2025 results topping the market’s revenue expectations, with sales up 7.8% year on year to $505.2 million. Its non-GAAP loss of $0.21 per share was significantly below analysts’ consensus estimates.

E-commerce florist and gift retailer 1-800-FLOWERS (NASDAQ:FLWS) met Wall Streets revenue expectations in Q4 CY2025, but sales fell by 9.5% year on year to $702.2 million. Its non-GAAP profit of $1.20 per share was 39.5% above analysts’ consensus estimates.

Homebuilding company PulteGroup (NYSE:PHM) reported Q4 CY2025 results beating Wall Street’s revenue expectations, but sales fell by 6.3% year on year to $4.61 billion. Its GAAP profit of $2.56 per share was 9.5% below analysts’ consensus estimates.

Professional services firm Marsh & McLennan (NYSE:MMC) beat Wall Street’s revenue expectations in Q4 CY2025, with sales up 8.7% year on year to $6.60 billion. Its non-GAAP profit of $2.12 per share was 7.4% above analysts’ consensus estimates.

Document technology company Xerox (NASDAQ:XRX) fell short of the markets revenue expectations in Q4 CY2025, but sales rose 25.7% year on year to $2.03 billion. The company’s full-year revenue guidance of $7.5 billion at the midpoint came in 5.1% below analysts’ estimates. Its non-GAAP loss of $0.10 per share was significantly below analysts’ consensus estimates.

Cruise vacation company Royal Caribbean (NYSE:RCL) met Wall Streets revenue expectations in Q4 CY2025, with sales up 13.3% year on year to $4.26 billion. Its non-GAAP profit of $2.80 per share was in line with analysts’ consensus estimates.

Financial advisory firm Lazard (NYSE:LAZ) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 14.4% year on year to $929.4 million. Its non-GAAP profit of $0.80 per share was 16.2% above analysts’ consensus estimates.

Financial services company Ameriprise Financial (NYSE:AMP) reported revenue ahead of Wall Streets expectations in Q4 CY2025, with sales up 11.1% year on year to $4.96 billion. Its non-GAAP profit of $10.83 per share was 5% above analysts’ consensus estimates.

Industrial products company CSW (NASDAQ:CSW) fell short of the markets revenue expectations in Q4 CY2025, but sales rose 20.3% year on year to $233 million. Its non-GAAP profit of $1.42 per share was 24.3% below analysts’ consensus estimates.

Boat and marine manufacturer Brunswick (NYSE:BC) reported Q4 CY2025 results exceeding the market’s revenue expectations, with sales up 15.5% year on year to $1.33 billion. Revenue guidance for the full year exceeded analysts’ estimates, but next quarter’s guidance of $1.3 billion was less impressive, coming in 0.8% below expectations. Its non-GAAP profit of $0.58 per share was 2% above analysts’ consensus estimates.

HVAC company Trane (NYSE:TT) reported Q4 CY2025 results topping the market’s revenue expectations, with sales up 5.5% year on year to $5.14 billion. Its non-GAAP profit of $2.86 per share was 1.6% above analysts’ consensus estimates.

Industrial conglomerate Honeywell (NASDAQ:HON) missed Wall Street’s revenue expectations in Q4 CY2025, but sales rose 6.4% year on year to $9.76 billion. The company’s full-year revenue guidance of $39.3 billion at the midpoint came in 0.8% below analysts’ estimates. Its non-GAAP profit of $2.59 per share was 2.1% above analysts’ consensus estimates.

Life sciences company Thermo Fisher (NYSE:TMO) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 7.2% year on year to $12.22 billion. Its non-GAAP profit of $6.57 per share was 1.9% above analysts’ consensus estimates.

Columbia Banking System’s fourth quarter saw a positive market response, as results outpaced Wall Street’s expectations. Management attributed this performance primarily to the successful integration of the Pacific Premier acquisition, which expanded the bank’s presence in key Western markets and contributed significantly to earnings. CEO Clint Stein highlighted that operational enhancements and a disciplined focus on profitability, including balance sheet optimization and ongoing cost savings, played key roles in the quarter’s improved profitability. Additionally, enhanced net interest margin was achieved through effective funding strategies and asset repricing, while noninterest income benefited from new customer fee streams and expanded business lines.

S&T Bancorp’s fourth quarter results garnered a positive market response, with management attributing performance to commercial lending strength, disciplined deposit growth, and improved net interest margins. CEO Chris McComish highlighted the company’s ability to expand the net interest margin to 3.99%, the highest since 2023, and pointed to robust commercial and industrial (C&I) and commercial real estate (CRE) loan activity. The quarter also saw continued success in reducing criticized and classified loans, reflecting a focus on asset quality, while a new $100 million share repurchase program was announced, enabled by strong capital levels.

Texas Capital Bank’s fourth quarter was marked by solid performance, with management crediting the company’s ongoing transformation and focus on high-value client segments for its financial results. CEO Rob Holmes pointed to the firm’s “record adjusted total revenue” and emphasized that profitability improvements were driven by disciplined execution, operational efficiency, and an expanded fee income base. The quarter’s results reflected continued growth in commercial loans and interest-bearing deposits, as well as a notable increase in fee-based businesses such as treasury products and investment banking.

Enterprise workflow automation company ServiceNow (NYSE:NOW) announced better-than-expected revenue in Q4 CY2025, with sales up 20.7% year on year to $3.57 billion. Its non-GAAP profit of $0.92 per share was 3.9% above analysts’ consensus estimates.

Old Republic International’s fourth quarter was marked by strong revenue growth but fell short of Wall Street’s profitability expectations, leading to a significant negative market reaction. Management attributed the underperformance to higher loss ratios in commercial auto as well as increased expense ratios from ongoing investments in technology and new specialty operations. CEO Craig Smiddy described the company’s response as “immediate and conservative,” highlighting swift adjustments to loss reserves and a focus on pricing discipline as claim trends deteriorated late in the quarter. The company also noted favorable prior-year reserve development, but this was offset by an unexpected credit loss on a large deductible program within workers’ compensation.

Eastern Bank’s fourth quarter results were met with a negative market reaction, despite the company beating Wall Street’s revenue and non-GAAP profit expectations. Management attributed the quarter’s performance to the successful integration of the HarborOne merger, robust organic loan growth—particularly within the commercial lending segment—and record-high wealth management assets. CEO Denis Sheahan emphasized the impact of recent talent investments and noted, “Our lending teams, both new hires and long-tenured relationship managers, remain energized.”

Semiconductor equipment maker Lam Research (NASDAQ:LRCX) reported Q4 CY2025 results exceeding the market’s revenue expectations, with sales up 22.1% year on year to $5.34 billion. On top of that, next quarter’s revenue guidance ($5.7 billion at the midpoint) was surprisingly good and 6.2% above what analysts were expecting. Its non-GAAP profit of $1.27 per share was 8.7% above analysts’ consensus estimates.

Freight transportation intermediary C.H. Robinson (NASDAQ:CHRW) fell short of the markets revenue expectations in Q4 CY2025, with sales falling 6.5% year on year to $3.91 billion. Its non-GAAP profit of $1.23 per share was 9.2% above analysts’ consensus estimates.

Byline Bancorp’s fourth quarter saw revenue and adjusted earnings per share surpass Wall Street expectations, but the market responded negatively, reflecting concerns over operating income and margin pressures. Management attributed the quarter’s growth to robust commercial loan activity, disciplined deposit pricing, and resilience in net interest income despite persistent macroeconomic and regulatory challenges. CEO Alberto Paracchini highlighted the successful integration of the First Security acquisition and progress on technology upgrades, while noting that deposit costs came down and asset quality remained stable. The company’s focus on organic growth, particularly in its core Chicago commercial business and new commercial payments segment, was central to its solid performance in the face of an evolving interest rate environment.

Freight delivery company Landstar (NASDAQ:LSTR) fell short of the markets revenue expectations in Q4 CY2025, with sales falling 2.9% year on year to $1.18 billion. Its non-GAAP profit of $0.75 per share was 31.3% below analysts’ consensus estimates.

Atlantic Union Bankshares’ fourth quarter results reflected the impact of its Sandy Spring acquisition and operational discipline, with management calling out successful integration and a more efficient cost structure. CEO John Asbury pointed to “disciplined execution and successful integration of the Sandy Springs acquisition” as a key driver, noting that merger-related charges continued to affect reported results. The quarter also benefited from record loan production, a rebound in commercial lending pipelines, and deposit cost reductions that helped expand net interest margin. Management acknowledged ongoing macroeconomic uncertainty but emphasized that underlying operating performance was strong, supported by resilient credit quality and steady asset growth.

GE Aerospace ended Q4 with results above Wall Street’s expectations, but the market reacted negatively as investors weighed operational execution against future risks. Management attributed the strong revenue growth to robust commercial services demand and improved output from both its commercial and defense segments. CEO Larry Culp emphasized the company’s “substantial improvement across all key metrics,” driven by higher shop visit volumes, expanded aftermarket services, and productivity gains from operational streamlining. CFO Rahul Ghai highlighted that increased material availability and better execution on the shop floor led to improved turnaround times, particularly for LEAP and CFM56 engines.

Cohen & Steers’ fourth quarter results met Wall Street’s expectations for both revenue and non-GAAP earnings, but the market responded negatively due to a significant decline in operating margin. Management pointed to higher general and administrative expenses, largely driven by business development and talent acquisition, as a key reason for the margin compression. CEO Joseph Harvey highlighted continued net inflows and stable fee rates across most vehicles, while also acknowledging that U.S. REIT strategies underperformed other asset classes. CFO Michael Donohue noted, “Total expenses were higher compared to the prior quarter, primarily due to increased G&A expense.”

Network testing solutions company Viavi Solutions (NASDAQ:VIAV) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 36.4% year on year to $369.3 million. On top of that, next quarter’s revenue guidance ($393 million at the midpoint) was surprisingly good and 10% above what analysts were expecting. Its non-GAAP profit of $0.22 per share was 17.2% above analysts’ consensus estimates.

Independent Bank’s fourth quarter results were driven by a combination of expanding net interest margins, strong commercial loan growth, and stable deposit inflows, offsetting lower noninterest income related to mortgage servicing. CEO Brad Kessel highlighted “continued net interest margin expansion, strong loan growth, and increased noninterest income,” with performance supported by disciplined management of costs and credit quality. Management attributed the quarter’s results to growth in commercial lending, effective repricing strategies for funding costs, and ongoing efforts to optimize asset mix.

Northern Trust’s fourth quarter saw positive market reaction, as revenue and profit surpassed Wall Street expectations. Management credited strong trust fee growth, higher net interest income, and robust client flows, particularly in its global family office and ultra-high-net-worth segments, for the outperformance. CEO Michael O’Grady emphasized that “deepened client relationships and expanded market share” were central to the company’s execution, supported by strategic efforts in private markets, capital markets, and enhanced operational efficiency through AI-driven automation.

Procter & Gamble’s fourth quarter results were met with a positive market reaction, reflecting management’s focus on product innovation and regional execution in the face of challenging market dynamics. CEO Shailesh Jejurikar cited targeted interventions in categories such as baby care in China and fabric care in Mexico, emphasizing the impact of consumer-driven innovation and sharper brand communication. While organic sales were flat and volumes declined slightly, management highlighted that outside the U.S., most regions experienced growth or acceleration, attributing this to the effectiveness of localized strategies and investments made earlier in the year.

Aerospace and defense company General Dynamics (NYSE:GD) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 7.8% year on year to $14.38 billion. Its non-GAAP profit of $4.17 per share was 1.3% above analysts’ consensus estimates.

Elevator manufacturer Otis (NYSE:OTIS) missed Wall Street’s revenue expectations in Q4 CY2025 as sales rose 3.3% year on year to $3.80 billion. The company’s full-year revenue guidance of $15.15 billion at the midpoint came in 0.7% below analysts’ estimates. Its non-GAAP profit of $1.03 per share was in line with analysts’ consensus estimates.

CSX’s fourth quarter results came in below Wall Street’s revenue and profit expectations, yet the market responded positively, reflecting confidence in the company’s operational and cost management strategies. Management highlighted that modest volume growth was achieved despite headwinds in key markets such as chemicals and forest products. CEO Steve Angel attributed performance to improved service reliability, continued safety gains, and ongoing efforts to optimize costs and productivity. The quarter included $50 million in expenses tied to workforce and technology restructuring—actions aimed at aligning the business with current market conditions and supporting future profitability.

LSI’s fourth quarter results were well received by the market, as the company’s flat sales masked meaningful progress beneath the surface. Management credited strong execution in the Lighting segment, with 15% year-over-year sales growth and improved margins, as a key driver this quarter. CEO James Clark pointed out that, despite a challenging comparison due to last year’s event-driven grocery demand, the company’s ability to maintain stable operating margins reflected disciplined project pricing and operational improvements. Management also highlighted robust free cash flow and continued customer engagement across core verticals.

Health insurance provider Elevance Health (NYSE:EVH) fell short of the markets revenue expectations in Q4 CY2025, but sales rose 9.6% year on year to $49.31 billion. Its non-GAAP profit of $3.33 per share was 7.7% above analysts’ consensus estimates.

Medical tech company CONMED (NYSE:CNMD) announced better-than-expected revenue in Q4 CY2025, with sales up 7.9% year on year to $373.2 million. On the other hand, the company’s full-year revenue guidance of $1.36 billion at the midpoint came in 0.7% below analysts’ estimates. Its non-GAAP profit of $1.43 per share was 8% above analysts’ consensus estimates.

Capital One’s fourth quarter results were met with a negative market reaction, as investors digested the impact of higher expenses and missed profit expectations despite strong revenue growth. Management attributed the topline momentum to the integration of Discover, which boosted purchase volumes and overall loan balances. CEO Richard Fairbank acknowledged that “marketing continues to deliver strong new account originations,” but noted increased operating and marketing costs, particularly tied to the ongoing integration and investments in premium customer experiences. CFO Andrew Young highlighted a significant increase in the provision for credit losses, driven by higher allowances and net charge-offs, while emphasizing stable credit metrics and improved charge-off rates.

Glacier Bancorp’s fourth quarter was marked by strong revenue growth, driven primarily by the integration of two major acquisitions—Bank of Idaho and Guaranty Bank & Trust. Despite meeting Wall Street’s revenue expectations, the market responded negatively to a significant shortfall in non-GAAP profit compared to analyst estimates. Management attributed the quarter’s underperformance to higher acquisition-related expenses and seasonal slowdowns in agriculture and construction lending. CFO Ron Copher acknowledged that noninterest expenses were elevated due to one-time integration costs, while CEO Randall Chesler emphasized that the company’s “exceptional team, expanding footprint, and disciplined credit culture” provided a solid foundation in the face of these headwinds.

Investment analytics provider MSCI (NYSE:MSCI) met Wall Streets revenue expectations in Q4 CY2025, with sales up 10.6% year on year to $822.5 million. Its non-GAAP profit of $4.66 per share was 1.6% above analysts’ consensus estimates.

OFG Bancorp’s fourth quarter results met Wall Street’s revenue expectations, but the market responded negatively, reflecting concerns around credit costs and margin compression. Management attributed the quarter’s performance to growth in commercial lending, robust acceptance of digital deposit products like Libre and Elite, and sound asset quality despite elevated provision for credit losses. CEO José Rafael Fernández highlighted, “Earnings per share diluted were up 17% year over year on 2% growth in total core revenues,” crediting disciplined operations and a favorable tax benefit. The company also noted continued share repurchases and capital growth, though the quarter included nonrecurring technology amortization costs and higher professional service expenses linked to efficiency initiatives.

East West Bank’s fourth quarter results came in above Wall Street’s revenue and non-GAAP profit expectations, as management credited strong deposit inflows and fee income expansion for the company’s performance. CEO Dominic Ng emphasized the importance of disciplined loan and deposit growth, highlighting growth in both C&I and residential mortgage lending. Fee income growth was supported by increased wealth management activity and investments in the global treasury group. Management noted, “We grew end-of-period deposits by 6% year-over-year with significant traction in both non-interest-bearing and time deposits,” underscoring the bank’s ability to attract core customers even as the broader industry faces volatility.

Preferred Bank's fourth quarter results were met with a negative market reaction, as investors focused on rising deposit costs and credit quality developments despite the company reporting year-over-year revenue growth and non-GAAP profit in line with Wall Street expectations. Management attributed the margin pressures to federal rate cuts, with CEO Li Yu explaining that "the cost of deposits remains stubbornly high," even as loan demand and deposit growth improved. Additionally, the quarter saw an increase in criticized assets, driven by the downgrade of a large loan relationship, which management acknowledged as a key concern for near-term performance.

OceanFirst Financial's fourth quarter results were met with a negative market reaction, reflecting investor concerns over a revenue miss versus Wall Street expectations despite stronger-than-expected non-GAAP profit. Management highlighted robust loan growth, particularly in commercial and industrial (C&I) lending, as well as deposit expansion from the Premier Banking division. CEO Christopher Maher acknowledged, “We’re very pleased to see the organic growth momentum that is a direct result of the investments we made in the first half of 2025,” but also noted that higher operating expenses, including those related to residential outsourcing and merger activity, weighed on overall profitability.

Intuitive Surgical’s fourth quarter saw results above Wall Street’s expectations, driven by increased global procedure volumes and demand for the new da Vinci 5 system. Management highlighted continued adoption across multiple specialties, particularly in international markets, and noted that procedure growth was especially robust in Europe and Asia. CEO David Rosa pointed to the expansion of the da Vinci 5 in new geographies and indications as a key contributor, as well as growing use in ambulatory surgery centers (ASCs). While the company benefitted from broader system placements and higher recurring revenue, management also acknowledged ongoing pressures from tariffs and a more competitive landscape in China.

Electric vehicle pioneer Tesla (NASDAQ:TSLA) fell short of the markets revenue expectations in Q4 CY2025, with sales falling 3.1% year on year to $24.9 billion. Its non-GAAP profit of $0.50 per share was 10.8% above analysts’ consensus estimates.

SouthState’s fourth quarter reflected the successful integration of its large-scale acquisition of Independent Bank, with management attributing both earnings and tangible book value growth to smooth operational execution and disciplined expansion. John Corbett, CEO, highlighted that “the SouthState team successfully navigated through that initial period of high risks, the regulatory approvals and the systems conversions, and now we're on the other side, enjoying the rewards of a well-choreographed integration.” Management emphasized that momentum accelerated late in the year, particularly in loan and deposit growth, as pipelines built steadily and new markets contributed to business development.

Customers Bancorp reported a mixed fourth quarter, with revenue and adjusted non-GAAP earnings per share both coming in above Wall Street expectations, but adjusted operating income significantly missing consensus forecasts. Management pointed to robust deposit growth and payments platform expansion as key contributors, highlighting a 10% annual increase in total deposits led by new commercial banking teams and continued strong adoption of the cubiX payments platform. However, higher-than-expected noninterest expenses, including onboarding and legal costs tied to new team hires, compressed margins and contributed to the negative market reaction. CFO Mark McCollom acknowledged these expense pressures, stating, “We had a total of $4.8 million of unique expense in the quarter, which included $1.9 million in legal fees associated with the new team on boarding.”

Amalgamated Financial’s fourth quarter results were met with a positive market reaction, reflecting management’s emphasis on robust deposit gathering and sustained loan growth. CEO Priscilla Sims Brown credited the quarter’s performance to record-breaking deposit inflows across all customer segments and a significant increase in multifamily and commercial lending. CFO Jason Darby added that improvements in net interest margin and disciplined expense management contributed to overall earnings consistency, despite isolated credit challenges in the multifamily portfolio.

Vocational education company Adtalem Global Education (NYSE:ATGE) reported Q4 CY2025 results topping the market’s revenue expectations, with sales up 12.4% year on year to $503.4 million. The company expects the full year’s revenue to be around $1.92 billion, close to analysts’ estimates. Its non-GAAP profit of $2.43 per share was 11.1% above analysts’ consensus estimates.

McCormick’s fourth quarter saw sales growth that surpassed Wall Street expectations, but the market responded negatively given the company’s margin pressures and an earnings shortfall. Management attributed the quarter’s results to higher-than-anticipated commodity inflation and increased tariff costs, which offset efficiency gains and disciplined cost management. CEO Brendan Foley highlighted that while the company achieved volume-led organic growth in both consumer and flavor solutions segments, gross margins were squeezed by external cost headwinds. Foley acknowledged, “Rising costs in the second half related to the dynamic global trade environment pressured gross margins,” and described the external landscape as more volatile than anticipated.

Technology giant Microsoft (NASDAQ:MSFT) reported Q4 CY2025 results exceeding the market’s revenue expectations, with sales up 16.7% year on year to $81.27 billion. Its non-GAAP profit of $5.16 per share was 34.1% above analysts’ consensus estimates.