Capitol Federal Financial, Inc. - Common Stock (CFFN)

Frequently Asked Questions About Capitol Federal Financial, Inc. - Common Stock (CFFN)

Can customers access Capitol Federal Savings Bank branches?

Yes, customers can access Capitol Federal Savings Bank through a network of branches located primarily in Kansas and Missouri. The branches are designed to provide personalized service, and the bank's staff is trained to assist customers with a range of banking needs, from account management to loan applications.

Does Capitol Federal Financial, Inc. provide online banking services?

Yes, Capitol Federal Financial, Inc. offers comprehensive online banking services that allow customers to manage their accounts, transfer funds, pay bills, and access their financial information conveniently. This digital platform enhances customer experience by providing flexible access to banking services anytime and anywhere.

How can investors obtain financial information about Capitol Federal Financial, Inc.?

Investors can obtain financial information about Capitol Federal Financial, Inc. through its website, where annual reports, quarterly filings, and SEC documents are available. Additionally, the company holds earnings calls and investor presentations to update stakeholders on financial performance and business outlook.

How does Capitol Federal Financial engage with shareholders?

Capitol Federal Financial engages with shareholders through annual meetings, earnings calls, and regular communications via press releases and newsletters. The company prioritizes transparency and aims to keep shareholders informed about its business performance, strategic plans, and any developments that may impact their investment.

How does Capitol Federal Financial, Inc. support local communities?

Capitol Federal Financial, Inc. actively supports local communities through various initiatives focused on financial literacy, education, and welfare. The company engages in charitable giving and local sponsorships, aiming to strengthen ties with residents and foster economic development in the areas it serves.

How has Capitol Federal Financial performed financially in recent years?

Capitol Federal Financial has demonstrated a solid financial performance over the years, characterized by steady growth in assets, strong capital ratios, and consistent profitability. The company's disciplined approach to lending and diversification strategies have helped maintain resilience in various economic conditions.

Is Capitol Federal Financial, Inc. a regulated institution?

Yes, Capitol Federal Financial, Inc. is a regulated institution. As a bank holding company, it is subject to oversight by various regulatory bodies including the Office of the Comptroller of the Currency (OCC) and the Securities and Exchange Commission (SEC). These regulations ensure that the company adheres to financial standards and maintains the confidence of its customers.

What are Capitol Federal Financial's primary markets?

Capitol Federal Financial primarily operates in the Midwest region of the United States, with a strong focus on markets in Kansas and Missouri. This geographic concentration allows the company to build deep relationships with local communities and better understand the unique financial needs of its customers.

What challenges does Capitol Federal Financial face in the banking industry?

Like many financial institutions, Capitol Federal Financial faces challenges such as stringent regulatory requirements, changes in interest rates, and competition from fintech companies. Additionally, economic fluctuations can impact lending and investment strategies, making it crucial for the company to remain agile and adaptive in a dynamic marketplace.

What does Capitol Federal Financial, Inc. do?

Capitol Federal Financial, Inc. is a publicly-traded holding company that operates primarily through its wholly-owned subsidiary, Capitol Federal Savings Bank. The company provides a range of financial services including residential mortgage lending, commercial real estate lending, and retail banking services. Capitol Federal is focused on serving its customers with a commitment to community relations and sustainable lending practices.

What is Capitol Federal Financial's approach to residential mortgage lending?

Capitol Federal Financial adopts a customer-centric approach to residential mortgage lending, offering a range of products tailored to meet the diverse needs of homebuyers. The company emphasizes straightforward application processes, competitive rates, and personalized customer service, enabling borrowers to make informed decisions when purchasing homes.

What is Capitol Federal Financial's commitment to sustainability?

Capitol Federal Financial is committed to sustainability through responsible lending practices, community engagement, and environmentally conscious operations. The company promotes eco-friendly initiatives and supports projects that contribute positively to community welfare, showcasing its dedication to social responsibility.

What is Capitol Federal Financial, Inc.'s dividend policy?

Capitol Federal Financial, Inc. has a history of paying dividends to its shareholders. The company's dividend policy reflects its commitment to returning value to investors while ensuring adequate capital to support growth and operational stability. Dividends are declared quarterly, with the precise amount subject to approval by the board of directors.

What is the ticker symbol for Capitol Federal Financial, Inc.?

The ticker symbol for Capitol Federal Financial, Inc. is CFFN. This symbol can be used to track the company’s stock performance on the Nasdaq stock exchange, where it is publicly traded, providing investors with a way to assess its market activity.

What risk management strategies does Capitol Federal Financial employ?

Capitol Federal Financial employs a variety of risk management strategies to mitigate potential financial and operational risks. This includes thorough credit evaluation processes, diversification of its loan portfolio, and adherence to regulatory compliance. The company continuously monitors economic conditions to adjust its strategies accordingly.

What technology innovations has Capitol Federal Financial implemented?

Capitol Federal Financial has embraced technology innovations, including mobile banking applications, online account management tools, and advanced cybersecurity measures to protect customer data. These innovations aim to enhance customer convenience and utility while ensuring a secure banking environment.

What types of accounts does Capitol Federal Savings Bank offer?

Capitol Federal Savings Bank offers a variety of accounts including savings accounts, checking accounts, and certificates of deposit (CDs). These accounts are designed to meet different customer needs, ranging from everyday banking to long-term savings objectives, with competitive interest rates and convenient features.

When was Capitol Federal Financial, Inc. founded?

Capitol Federal Financial, Inc. was established in 1893, making it one of the oldest financial institutions in the United States. With over a century of experience, the company has built a strong reputation for customer service and financial stability, which is essential in maintaining trust within the communities it serves.

Where is Capitol Federal Financial, Inc. headquartered?

Capitol Federal Financial, Inc. is headquartered in Topeka, Kansas. This location serves as the central hub for its operations, allowing the company to better serve its clients throughout the region and maintain connections with local communities.

What is the current price of Capitol Federal Financial, Inc. - Common Stock?

The current price of Capitol Federal Financial, Inc. - Common Stock is 5.260

When was Capitol Federal Financial, Inc. - Common Stock last traded?

The last trade of Capitol Federal Financial, Inc. - Common Stock was at 4:00 pm EDT on April 17th, 2025

What is the market capitalization of Capitol Federal Financial, Inc. - Common Stock?

The market capitalization of Capitol Federal Financial, Inc. - Common Stock is 730.26M

How many shares of Capitol Federal Financial, Inc. - Common Stock are outstanding?

Capitol Federal Financial, Inc. - Common Stock has 138.83M shares outstanding.