Articles from Spinwheel

Today, Spinwheel published new data from its analysis of $2.9B in consumer debt across more than 20,000 borrowers from Nov 2025 to May 2026. The research shows how different debt types coexist, compound, and interact within individual financial lives.

Today, Spinwheel announced the formation of its new Credit Data AI Lab for financial innovators and partners to experiment, build, and deploy agentic AI solutions using permissioned credit data in a trusted environment.

Spinwheel, a leading API-based credit data and payments platform, today announced that it is now operating as a consumer reporting agency (CRA). This designation ensures Spinwheel can operate under the highest standards of compliance, security, and data governance while strengthening protections for consumers.

Spinwheel, the agentic AI-powered credit data and payments platform, today announced a strategic investment from Citi Ventures. The funding will support Spinwheel’s continued go-to-market growth, expand its agentic AI platform, and build out its data sets and product offerings. In addition, Citi Ventures will advise Spinwheel on product use cases that matter most to the largest financial institutions.

Spinwheel, the leading intelligent embedded debt platform, today launched Spinwheel CRED, holistic solutions combining Credit + Personal Loans, Real-time debt payoff, Embedded financing, and Data insights. This new personal loan and credit card bundled suite is designed to put borrowers back in the driver’s seat when it comes to debt management. In recognition of challenging economic times for many and a potential looming recession, the new offering makes it easier to pay off debt across categories.

Spinwheel, the leading intelligent embedded debt platform, today announced Spinwheel CARES, its newest Student Debt API Solution to help financial services and apps prepare their customers for the end of the payment pause and take the wheel of their student debt.