Articles from Payfinia Inc.

Payfinia, a Credit Union Service Organization (CUSO) delivering embedded instant payment and digital wallet services to credit unions, today announced a strategic partnership with Member Access Processing (MAP), a CUSO and the leading provider of the Visa DPS Debit, Credit, ATM, and Digital Payment Processing platform to credit unions nationwide. Through the partnership, MAP's network of more than 100 credit unions will gain access to Payfinia's embedded instant payment solutions, digital wallet services and emerging payment technologies designed to enhance member experiences and strengthen competitive positioning.

Payfinia, a Credit Union Service Organization (CUSO) delivering embedded instant payment and digital wallet services to credit unions, today announced its selection for The Circuit Accelerator Program, a fintech accelerator designed to help forward-thinking technology companies validate solutions, launch pilot programs, and build strategic partnerships within the credit union ecosystem.

Payfinia, an independent payment services firm specializing in embedded instant payment solutions for community financial institutions, has completed integration with The Clearing House RTP® network and is now officially able to connect to the instant payment network on behalf of financial institutions through its Instant Payment Xchange (IPX) platform. The milestone extends Payfinia’s multi-rail reach across both the RTP network and the FedNow® Service, delivering true payment orchestration from a single, unified integration point for the company’s growing roster of nearly 30 community financial institution (FI) clients.

Payfinia, an independent payment services firm providing an open framework, today announced the appointment of Keith Riddle as Chief Executive Officer. Building on strong company momentum, expanded adoption of its Instant Payments Xchange™ (IPX) platform and continued ecosystem expansion, Riddle will be instrumental in leading its next phase of growth.

Payfinia, an independent payment services firm providing an open payments framework, today announced a strategic partnership with Dunedin, Fla.-based Achieva Credit Union (‘Achieva’ – $3B in assets and more than 200K members), marked by the credit union’s investment in the Payfinia Credit Union Service Organization (CUSO). The collaboration supports Achieva’s commitment to accelerating payments innovation, delivering instant payment capabilities, and shaping the future of fintech solutions within the credit union movement.

Valiify, a digital account opening and loan origination platform company based in Tuscaloosa, Ala., today announced a strategic partnership with Payfinia, an independent payment services provider based in Portland, Ore. Payfinia’s flagship solution, Instant Payment Xchange (IPX) platform, enables innovative platform providers to embed instant payment capabilities into existing workflows via a secure API integration. The partnership brings real-time money movement directly into the Valiify platform, enabling financial institutions to move funds and disburse loans immediately, without involving manual workflows or external systems.

Payfinia, an independent payment services firm providing an open payments framework, announced today it partnered with Patelco Credit Union (Patelco) to successfully launch a new real-time payments service, enabling members to receive instant payments 24/7 through the Federal Reserve’s FedNow® Service. The credit union deployed Payfinia’s Instant Payment Xchange (IPX) platform in less than 80 days and has processed more than $5.4 million in instant payment transactions as of mid-July.

Payfinia, an independent payment services firm providing an open payments framework, announced today its partnership with Early Warning Services to offer PazeSM, an online checkout solution developed by Early Warning Services and offered by participating banks and credit unions. Star One Credit Union, one of the nation’s largest credit unions with more than $9 billion in assets, is the first financial institution onboarding Paze through Payfinia.

Payfinia, an open, real-time payments framework, announced today it won the Best Credit Union/Community Bank & FinTech Partnership by Fintech Futures’ Banking Tech Awards USA 2025 with Star One Credit Union ($10.2 billion, 124,000 members). The Banking Tech Awards USA honor technology excellence and innovation in the banking and financial services sector, spotlighting the standout projects, products, services and teams driving progress in the industry.

Payfinia, an open, real-time payments framework, today announced it partnered with TAPP Engine, a B2B2C provider of SaaS embedded finance solutions, to offer an embedded suite of instant payments services to financial institutions (FIs) and wealth management providers.

Pioneer Federal Credit Union (Pioneer FCU, $746 million in assets and 50,000 members) selected Payfinia’s Instant Payment Xchange (IPX), an open, real-time payments framework, to elevate cash management services for its retail and business banking members.

Tyfone, a leader in digital banking solutions, announces the formation of Payfinia Inc., a separate entity dedicated to providing innovative solutions that redefine instant payments. This new venture leverages Tyfone’s expertise in digital banking user experience (UX) and intellectual property (IP) developed through the successful deployment of the Instant Payment Xchange (IPX), a secure, scalable and affordable money movement gateway to the FedNow Service.