Enterprise, AL, Nov. 25, 2025 (GLOBE NEWSWIRE) -- ChoiceLifeQuote.com, an online life insurance service, announced an updated digital experience designed to streamline how consumers apply for coverage. The service combines automated underwriting technology with personalized support from licensed professionals, giving consumers a faster, clearer path to protection without sacrificing customer service.
Founded by Dr. James Shiver, a university business professor, and independent insurance agent with nearly 30 years of experience—ChoiceLifeQuote.com reflects the evolution of how life insurance is researched and purchased online. The website enables visitors to compare rates from multiple insurers, receive instant online quotes, and submit applications for coverage—often without the need for a medical exam.
“ChoiceLifeQuote.com is reinventing the way consumers purchase life insurance by combining evolving technology with personalized professional service,” said Dr. Shiver.
Technology’s Role in Simplifying the Process
The adoption of automated underwriting tools has become increasingly common in the insurance sector. According to industry data, these systems can significantly reduce underwriting times compared to traditional methods. ChoiceLifeQuote.com’s adoption of evolving technology and alignment with innovative insurers, allows faster decision-making and improved consumer experience.
The team noted that while automation has enhanced operational efficiency, the role of licensed agents remains central. Each applicant receives access to professional support intended to help interpret options and determine individual coverage needs and objectives. This hybrid approach, combining digital tools with individualized attention, is part of a broader trend in financial services toward integrating technology while maintaining human connections.
Community-Focused Initiative
In addition to technological innovation, the team reaffirms its commitment to social impact through its ongoing Feeding Families Initiative. For every eligible life insurance quote requested through the program, ChoiceLifeQuote.com donates funds equivalent to five meals for families experiencing food insecurity. Donations are made monthly through established nonprofit organizations managing food distribution across multiple U.S. regions. The initiative is part of a broader objective to connect everyday business activity with community support.
Industry Context and Market Perspective
Digital transformation continues to reshape the life insurance landscape, with more consumers expressing interest in online quote comparison and policy selection tools. The introduction of automated systems has also provided insurers with improved processes for assessing eligibility and reducing manual processing.
Within this environment, ChoiceLifeQuote.com positions itself as part of the ongoing modernization of how consumers research and purchase financial products and services. Its model is structured around leveraging evolving technology to improve efficiency, while also providing personal service to optimize consumer experience. The team emphasized that the objective is not to replace traditional insurance agents, but to offer an alternative channel for those seeking a streamlined process.
Founder’s Perspective
Dr. James Shiver, founder and licensed agent, stated that the website represents a continuation of efforts to adapt long-standing insurance practices to digital environments.
“Technology allows us to shorten timelines and improve the customer experience, but it’s equally important that the process remains transparent and personal,” Shiver said. “Our approach reflects that balance.”
Looking Ahead
ChoiceLifeQuote.com leadership indicated that future developments may include expanded data integrations with additional insurers and refinements to automated underwriting processes. The team also plans to maintain its community initiatives, continuing the link between business operations and charitable contributions, providing measurable community impact.
About ChoiceLifeQuote.com
ChoiceLifeQuote.com is an online life insurance service allowing consumers to research coverage options, compare quotes from top-rated insurers, and complete applications online. Founded by Dr. James Shiver, an independent insurance agent with nearly 30 years of experience, the service combines evolving technology with personal service. Additionally, for every quote requested through the Feeding Families Initiative, the team contributes funds to provide meals for families experiencing food insecurity.
For more information, visit https://choicelifequote.com.
Media Contact
Company Name: ChoiceLifeQuote.com
Contact Person: Dr. James Shiver
Email: jshiver@choicelifequote.com
Phone: (800) 770-8229
Country: United States
Website: https://choicelifequote.com
Media Contact Company Name: ChoiceLifeQuote.com Contact Person: Dr. James Shiver Email: jshiver@choicelifequote.com Phone: (800) 770-8229 Country: United States Website: https://choicelifequote.com